Personal account
For everyday send and receive, money requests, card top-ups and paying from your balance — withdraw via Western Union / MoneyGram / Fawry.
Explore PersonaletPay
Payments by Eteform
Clearer payments. Faster funds. Stronger trust.
etPay is the payments platform from ETEFORM.COM LTD — accept cards, send and receive money, and settle to your bank from one dashboard.
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Visa · MastercardEncrypted checkoutBank settlementETEFORM.COM LTD · UK
Choose the account that fits you
Two clear paths — the same security, a purpose built for how you use money.
Business account
To accept Visa and Mastercard, issue links and invoices, and track sales with bank settlement.
Explore BusinessThree steps to get started
From account creation to your first successful payment — a clear path, no clutter.
Create your account
Sign up for Personal instantly, or apply for Business for etPay review.
Enable accept or your wallet
Business: create a payment link and accept cards. Personal: top up by card and pay from your balance after email verification.
Get paid and track every payment
From checkout to settlement or withdraw — status and fees stay visible in your dashboard.
Move money the way a modern platform should
Send, request, and pay — with a clear status at every step.
Send
Transfer to another etPay user by email — instantly, with a clear record.
Request
Create a request link and share it; the other party pays from their balance securely.
Withdraw
Withdraw from your balance via Western Union, MoneyGram, or Fawry — no bank account linking.
Personal: everyday control of your money
Top up by card and pay from your balance — send, request, and withdraw cash via Western Union, MoneyGram, or Fawry.
See Personal accountTop up
Top up by card and pay from your balance — add funds with Visa/Mastercard to your etPay wallet.
Send money
Send to family, a partner, or a provider on the platform in seconds.
Request payment
Collect what’s owed with one link — no chasing messages.
Withdraw
Western Union, MoneyGram, or Fawry — manual cash payout from your wallet balance.
Business: accept payment and grow revenue
Payment links, invoices, refunds, and bank settlement — one merchant dashboard for the full sales cycle.
Accept cards
Customers pay with Visa and Mastercard on a checkout that carries your brand.
Payment links
Create a fixed-amount link and share it on WhatsApp or email instantly.
Digital invoices
Issue an invoice with a number and due date — paid through the same secure flow.
Bank settlement
Net proceeds settle to your bank once payout setup is complete in your dashboard.
Why customers trust etPay
Global card acceptance
Visa and Mastercard on a white-label checkout — a professional experience for your customers.
Full personal wallet
Top up by card and pay from your balance; send, request, and withdraw cash via Western Union / MoneyGram / Fawry.
Ready links & invoices
Create a payment link or invoice in minutes and share it wherever your clients are.
Clear merchant dashboard
Track sales and fees from one dashboard. Direct bank settlement is paused for now.
A clear, fixed platform fee
8% on every successful merchant payment — no forced monthly subscription to start.
UK eteform trust
A payments product from ETEFORM.COM LTD — the same ecosystem as company formation and services.
Built for how you earn and pay
Individuals & professionals
Move money daily with a Personal account — limits unlock after verification.
Online stores & sellers
Accept cards and payment links without building a gateway from scratch.
Freelancers & agencies
Issue invoices and collection links with a stable, professional look for clients.
Security built for real business
Encrypted payments, identity checks when required, and a registered UK company behind the platform.
- Encrypted card checkout end to end
- Identity & address checks unlock full limits
- UK company — ETEFORM.COM LTD
- Clear status from payment to settlement
Transparent pricing from day one
One platform fee on every successful merchant payment — no forced monthly plan to start.
8%
Platform fee on each successful merchant payment. Personal wallet transfers between users stay inside your balance ledger. Higher-volume merchants can request a custom rate.
Frequently asked questions
What’s the difference between Personal and Business?
Personal is your wallet: top up by card and pay from your balance, send, request, and withdraw via Western Union / MoneyGram / Fawry. Business is for merchants: card acceptance, links, invoices, and refunds.
How do I withdraw my money?
From the wallet choose Withdraw, then Western Union, MoneyGram, or Fawry. Bank account linking is not available right now.
Do I need a technical team?
Not to start. Payment links and invoices are ready from the dashboard. For deeper integration, a merchant REST API with API keys is available.
What is the platform fee?
8% on every successful merchant payment (customisable by volume via admin). There is no forced monthly subscription to open an account and start.
Why do I need identity and address verification?
To protect the platform and users. Incomplete accounts run on a $100/month send and withdraw limit; after identity and address approval, limits rise.
Start getting paid today
Create a Personal account in minutes, or apply for Business and start accepting cards.